Plunging a room full of freelance writers into gloom and melancholy, that is.

All you had to do, most days, was whisper the phrase, “health insurance,” and you had them.

Now, thanks to President Obama, the Democrats in Congress, and the Supreme Court, that particular source of dark thoughts in the dead of night is, if not gone, at least mightily shrunken.

If you want to terrorize a room full of freelancers, you’ll have to stick to bringing up the IRS instead.